Loophole Threat to Payday Financing Reform Ohio Payday financing Reform An amendment was introduced in the Senate to House Bill 38 that could have created a loophole sending payday lenders out of the Ohio Fairness in Lending Act statute (HB 123, 2018) and into the Consumer Installment Lending Act (CILA) statute allowing for unlimited fees … Continue reading Loophole Threat to Payday Financing Reform